Terms & Conditions

Welcome to RetireInBulgariaUSA.com. By accessing or using this website, you agree to the following Terms & Conditions. If you do not agree with these terms, please do not use this website. RetireInBulgariaUSA.com is an informational platform and business directory. We do not provide mortgage, lending, or financial advisory services through this website. Real estate services are provided by independent, licensed professionals in Bulgaria, and all transactions are handled directly between users and those providers.

1. General Information Only

The information provided on this website is for general informational and educational purposes only. While we strive to keep information accurate and current, we make no guarantees regarding:

• Accuracy
• Completeness
• Reliability
• Timeliness
• Applicability to your specific situation

Information may become outdated or change without notice. Use of this website is at your own risk.

2. No Legal, Tax, Medical, or Financial Advice

RetireInBulgariaUSA.com does not provide:

• Legal advice
• Immigration advice
• Tax advice
• Financial advice
• Investment advice
• Medical advice

Nothing on this website constitutes professional advice of any kind. Users should consult licensed professionals in the appropriate jurisdiction before making decisions.

3. No Bulgarian Brokerage Services

RetireInBulgariaUSA.com is operated by Axel Real Estate & Home Loans Inc., a U.S.-based advisory company. We are not licensed real estate brokers in Bulgaria and do not conduct property transactions in Bulgaria.

All property negotiations, contracts, and legal matters are handled exclusively by licensed local professionals in Bulgaria. We provide advisory guidance and referral services only.

4. Third-Party Links & External Resources

This website may contain links to third-party websites, including government agencies, embassies, tax authorities, and private service providers. We do not control these websites and are not responsible for their content, accuracy, policies, or any damages arising from their use. Accessing third-party websites is done at your own risk.

5. No Guarantee of Results

We do not guarantee visa approval, residency approval, tax outcomes, property appreciation, investment returns, or financial results. Every individual’s situation is different, and outcomes depend on multiple external factors beyond our control.

6. Limitation of Liability

To the fullest extent permitted by law, Axel Real Estate & Home Loans Inc. and its affiliates shall not be liable for direct, indirect, incidental, or consequential damages, loss of income, loss of investment, or errors or omissions in website content. This limitation applies even if we have been advised of potential damages.

7. Use of Website & Intellectual Property

All content on this website — including text, layout, design, graphics, and branding — is the property of RetireInBulgariaUSA.com unless otherwise stated. Unauthorized reproduction or redistribution is prohibited.

8. No Client Relationship

Use of this website or submission of contact forms does not create a brokerage relationship, attorney-client relationship, or fiduciary relationship. A formal engagement, if any, must be established in writing.

9. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be effective upon posting.

10. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the United States and the state in which Axel Real Estate & Home Loans Inc. is registered.